Know the split before the case closes.
Estimate what actually lands in your client's pocket after attorney fees, case costs, and medical lien reductions — in seconds.
The shared view: the Settlement Calculator is a free tool that estimates a personal injury client's net payout. Enter the gross settlement, attorney fee percentage, case costs, and medical lien reduction, and it returns the client's take-home amount alongside a full distribution breakdown showing what the attorney, providers, and client each receive.
Negotiating the medical liens down by 40% puts an estimated $40,000 back into the client's net recovery.
How the math works, plainly stated.
- Attorney fee comes off the gross. We apply your fee percentage to the full settlement amount before anything else.
- Medical liens start at the billed amount. We treat the billed amount as the starting lien total, then apply your negotiated reduction percentage.
- Net to client is what remains. Gross settlement minus attorney fee, minus case costs, minus the reduced medical liens.
- Real cases vary. Jurisdiction, multiple lienholders, and fee agreements all change the picture. Use this as a fast planning estimate, not a final accounting.
Questions about the payout.
How is the net payout to the client calculated?
We start with the gross settlement, subtract the attorney fee (your entered percentage of the gross), subtract case costs, then subtract the medical liens after your reduction percentage. What remains is the client's estimated net take-home.
Is the settlement calculator free to use?
Yes. It's completely free, runs in your browser, and requires no signup. You can also download a branded PDF of the breakdown or have it emailed to you.
Does it account for medical lien reductions?
Yes. Enter the percentage you expect to negotiate the medical liens down by, and the calculator shows both the reduced lien amount and how many dollars that reduction puts back into the client's recovery.
Are the results legal or financial advice?
No. This is a simplified planning estimate. Real distributions vary by jurisdiction, multiple lienholders, and fee structure, and should be reviewed by a qualified professional before you rely on them.
More free PI tools.
Lien Reduction Negotiator
Model a lien reduction and instantly see how it shifts what the provider recovers, what the attorney takes, and what lands with the patient.
Open negotiatorLien Stacking Visualizer
Enter a settlement and every claim against it — liens, subrogation, fees, costs — and see how the money divides, including the patient's take-home and any shortfall.
Open visualizerROI Calculator
Plug in your case volume and lien numbers to estimate what MediFlow 360 could be worth to your practice — faster payments, hours reclaimed, and cash-flow gains.
Open calculatorThis free tool is provided for general informational purposes only and does not constitute legal, medical, or financial advice. Outputs are estimates or templates that should be reviewed by a qualified professional before you rely on them.