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    MediFlow 360
    LIEN REDUCTION NEGOTIATOR

    Find the number both sides can see clearly.

    Model a lien reduction and instantly see how it changes what the provider recovers, what the attorney takes, and what lands with the patient.

    The shared math: the Lien Reduction Negotiator is a free tool that shows the impact of reducing a personal injury medical lien. Enter the settlement, lien amount, and a proposed reduction percentage, and it instantly recalculates what the provider recovers, what the attorney takes, and what the patient nets — so you can compare scenarios before agreeing to a number.

    — Scenario
    $
    $
    %
    %
    $
    — Provider recovers
    $30,000
    The reduced lien — what the provider actually collects.
    — Patient take-home
    $32,000
    What's left for the patient after fees, costs, and the lien.
    — Distribution breakdown
    Gross settlement$100,000
    Attorney fee (33%)– $33,000
    Case costs– $5,000
    Original provider lien$40,000
    Lien after 25% reduction– $30,000
    Patient take-home$32,000

    A 25% reduction is a $10,000 concession by the provider — and it moves that same $10,000 into the patient's pocket.

    See how MediFlow 360 tracks lien reductions
    — Compare scenarios

    One case. Every tradeoff visible.

    Pin up to three reduction percentages and compare them at a glance. Every scenario uses the same base inputs above, so adjusting the settlement, lien, fee, or costs updates the whole comparison instantly.

    15%
    Lien reduction
    Reduced lien$34,000
    Provider recovers
    Dollars conceded$6,000
    Given up by provider
    Patient net$28,000
    Patient take-home
    25%
    Lien reduction· editing now
    Reduced lien$30,000
    Provider recovers
    Dollars conceded$10,000
    Given up by provider
    Patient net$32,000
    Patient take-home
    40%
    Lien reduction
    Reduced lien$24,000
    Provider recovers
    Dollars conceded$16,000
    Given up by provider
    Patient net$38,000
    Patient take-home
    The working assumptions

    How the math works, plainly stated.

    • The provider recovers the reduced lien. We apply your reduction percentage to the lien amount; the result is what the provider collects.
    • Dollars saved go to the patient. Every dollar the provider gives up on the lien flows straight to the patient's net recovery.
    • Attorney fee comes off the gross. We apply your fee percentage to the full settlement amount before anything else.
    • Patient take-home is what remains. Settlement minus attorney fee, minus case costs, minus the reduced lien.
    • Real cases vary. Jurisdiction, multiple lienholders, and fee agreements all change the picture. Use this as a fast planning estimate, not a final accounting.
    — Lien reduction FAQ

    Questions about the reduction.

    What does reducing a lien do to the patient's recovery?

    Every dollar the provider concedes on the lien flows straight to the patient. The tool shows that a given reduction percentage is a specific dollar concession by the provider and moves that same amount into the patient's net take-home.

    How is the provider's recovery calculated?

    The provider recovers the reduced lien — your lien amount multiplied by one minus the reduction percentage. The difference between the original and reduced lien is the dollars conceded to the patient.

    Can I compare multiple reduction scenarios?

    Yes. Pin up to three reduction percentages to compare them side by side using the same base inputs, then export the comparison as a CSV or branded PDF.

    Is the lien reduction negotiator free to use?

    Yes. It's completely free, runs in your browser with no signup, and you can email yourself the scenario or comparison. It's a planning estimate, not legal or financial advice.

    Related tools

    More free PI tools.

    Lien Stacking Visualizer

    Enter a settlement and every claim against it — liens, subrogation, fees, costs — and see how the money divides, including the patient's take-home and any shortfall.

    Open visualizer

    Settlement Calculator

    Estimate the net payout to your client after attorney fees, case costs, and medical lien reductions — with a full distribution breakdown.

    Open calculator

    ROI Calculator

    Plug in your case volume and lien numbers to estimate what MediFlow 360 could be worth to your practice — faster payments, hours reclaimed, and cash-flow gains.

    Open calculator

    This free tool is provided for general informational purposes only and does not constitute legal, medical, or financial advice. Outputs are estimates or templates that should be reviewed by a qualified professional before you rely on them.